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Isikhathi Esisha Semfananweni Wemali Phakathi kwe-China ne-Russia
Njengoba izindlela zokuthengisa ngokudlulayo ziyavutha, ukuxhumana phakathi kwe-Alipay ne-VTB Bank kuyachaza ukuguqula kwemali ye-B2B phakathi kwe-China ne-Russia. Lokhu kuxhumana kungcinywe kakhulu ngaphandle kokuxhumana kweteknoloji - kuyahlaka kanjani izinkampani ezimbili zenza izimali eziphakathi, kuyaseta izinhlobo ezisha zokuthengisa phakathi ngokudlulayo.
Isivumelwano esibalulekile phakathi kwesikhulumi esiholayo sokukhokha se-digital saseChina kanye nesikhungo sesibili esikhulu samabhange eRussia sifika ngesikhathi esibucayi lapho izindlela zokukhokha zendabuko zibhekwa kabusha. Njengoba izinga lokuhwebelana phakathi kwalezi zizwe ezimbili lifinyelela ezingeni eliphakeme kakhulu, isidingo sezindlela zokukhokha ezisebenza kahle, eziphephile nezisheshayo asikaze sibe esiphuthumayo kangaka.
Ukuthuthukiswa kwengqalasizinda yokukhokha yedijithali
Ukuhlanganiswa kobuchwepheshe nokuhambisana kwepulatifomu
Umzamo wokubambisana phakathi kwe-Alipay ne-VTB ugxile ekwakheni isisekelo esiqinile sezobuchwepheshe esihlanganisa amabhizinisi aseChina nawaseRussia. Lokhu kuhlanganiswa kuhlanganisa izinhlaka ze-API ezithuthukile, amandla okuxazulula ngezikhathi zangempela, nezinhlelo zokusekela zezimali eziningi. Isakhiwo sale nkundla senzelwe ukubhekana nokuthengiselana okukhulu ngenkathi kugcinwa izindinganiso zokuphepha ezihlukile nokuhambisana nezidingo zokulawula zombili amazwe.
Imithwadi yokubethela okunamandla nezimo zokusebenza kwezilawuli zenkululeko kuvumela ukuthi izindleko zokuthengisa phakathi kweChina ne-Russia zibe yimali zokuthengisa zokuthi ziyafisa kanjalo futhi zibonakalayo nokwaziwa. Le ndawo yokubethela le teknoloji iyahlisa indawo entsha yokuxazulula izindleko zokuthengisa phakathi, ngokukodwa kuleso sikhala esiyiphiwe kakhulu phakathi kwe-Asia ne-Europe.
Imithwadi Yokuphepha Okunamandla Nezimo Zokuhlangana
Ukuphephwa kuyakhiwa ngokukhona kulesi qhuma lekuphela. UMa Alipay ne-VTB bavumele imithwadi yokuthola ukuthenjelwa okungcono, esebenzisa ubuchwepheshe obungu- artificial intelligence ne-machine learning ukuthola nokuvikela izinto ezingavumelekile. Imithwadi yokuhlangana iyahlukisa amastandadha asekhaya futhi ivumele amathuluzi amanani amathuluzi asekhaya ne-Russia.
Imikhawulo yokuphepha ngokwesekela nokugcina ngokushesha kunezindleko zokukhokha phakathi kwe-China-ne-Russia zilandela imi stande ephambene yokuphepha data nokuphepha kwezindleko. Le ndlela ephambene yokuphepha ikhule indlela yokuthanda kwezinkampani futhi ikhuthaze ukuthuthukiswa kwezisombululo zokukhokha ezibhaliweyo.
Ukuqhubeka kwemisebenzi yezinkampani nezimiso zokuthengisa
Ukuqhubeka kwemindleko okuhlelwe
Le ndawo yokukhokha entsha ikhuphula isikhathi futhi ikwenza ukuthengiswa phakathi kwezizwe kungcono. Lapho esikhathini esiphambene kuthatha izinsuku le nini kuthatha imizuzu ngokwamanje, ikhuthaza izinkampani ukusebenza ngokungcono futhi ukuphatha imali yazo ngokungcono. Le ndlela ehlukile ikhuphula abasebenzisa abangaphambene, ikhuphula izindleko futhi ikhuthaze ukubonakala kwezindleko.
Iindlela zokugcina ngokunye nezinhlelo yokuguqula imali ngokuzenzekelayo zenze ukuba kungenhla kwezindlela zokukhokha phakathi kwezifundazwe ne-Russia kubizinesi bonke amathela. Le ndlela lekukhokha kwezimali phakathi kwezifundazwe ikhona kakhulu yemphumela ngokungcono kubizinesi encane nezibancane ezifuna ukuthutha izinhloso zazo zempiyeni.
Ukuzwela Okuzenzekelayo nezinhlanganisela
Inhlanganisela yeminye imephu engqikithwe ngezinhlanganisela ezinhle. Ibizinesi liqinise ukufinyelela kwezinye zokukhokha, izinkomba zomnotho, nezibalo zokusebenza ukuze kube lula ukuthola izikhundla zokwenza izinqumo ngokwezifiso. Le ndlela yokuzwela ikhona kube yemphumela ukuthutha izindlela zokukhokha neyokuthutha ukusebenza kwazo.
Izinhlanganisela zokuzwela zokusebenza kanye nezinhlelo zokuthola izinkomba ezifutshane, kuvumela ibizinesi ukuthutha izinqumo ngokwezifiso ngempiyeni phakathi kwe-China ne-Russia.
Izinye zokuthutha nekuthuthwa kwempiyeni
Imithi yokwanda kanye nezinhlelo zokuhlawula imali
Ukujonga ku-2025, ukuxhumana kwe-Alipay kanye ne-VTB kuzoze kube nemibandela engenziwanga okuzoshintsha ngokuphelele imali ephakathi kwe-China kanye ne-Russia. Le ndawo ingaba yezinhlelo zokusebenza ngokuzenzekelayo zokwenza uhlobo lwezohlanga, izinhlelo zokuhlela ubunye bokwehliswa kanye nezinhlelo ezinhle zokuhlawula imali ngemobile kubantu abasebenza.
Ukuthi i-Internet of Things (IoT) lihlotshaniswa kuzenza ukuba imali lihlelwe ngokuzenzekelayo ngemikhakha kanye nezinhlelo zokuhleleka, okuzenza amathiphu amasha kubuhleli kwezohlanga kanye nezinhlelo zokuphathwa kwezinto ngokushesha.
Ukuphelwa kwezohlanga kanye nokunyakela ema-arhengeni
Ixesha lokusebenza kweqela la Alipay-VTB kucatoliswa ukuba yindlela ekusebenzela ngemithwili efanayo ekuhambeni lwase Eurasia. Ngelixa i-China-Russia B2B imali yokulawula ibe ngemfutshane kwaye ikhona, le ndlela ingathathwa kwiizwe ezinye zase Belt kwaye iBathandwa Initiative, ukwenza inqanawa yemali ephawulayo yemali ezingamaqanda amaninzi.
Abasebenzisi benqanawa bafakwa ukuba kubaleka ngokuphindaphindayo kweziswanisi zokugcina ngale ndlela, ngelixa kubizwa ukuba kuthathwa amathathu ngokuphindaphindayo ngo-2025. Le ngxelo kuyakhiwa ngokuba kunezindleko zokuthengisa kwaye ukuba kune ukuthengiswa ngokweqile kweziswanisi zokulawula imali eziphathimandla kwiindawo ezimbini.
Imibuzo Evame Ukubuzwa
Yimaliphi indawo yokulawula imali entsha phakathi kwe-Alipay kwaye i-VTB?
Iindlela zokulawula imali zinokusebenza ngokuphindaphindayo, kwiimeko eziphambene, kwiimeko zokugqitywa kwaye neempawu zokugqitywa ngexesha elilodwa. Zonke iiswanisi ziphela ngokupheleleyo kwaye ziyathobela iimeko zokuphelelwa kwaye nezalo zasekhaya ekuhlaleni kwase-China kwaye i-Russia.
Iziphi izinkinobodlo ezinkulu kubusiness esebenzisa le ndlela yokulawula imali?
Izinkinobodlo zokuthiwa kunezindlela zokusebenza kahle, ukuncipisa izindleko, ukwenza amalawulo ngokushesha, ukuvikelwa okuningi, nokufinyelela kwezinhlelo yokuvakasha amanani. Le ndlela nayo inkonzo yokubonakala kanye nokwenza okulula kwezinyathelo zokuhlangabezana nezindlela zokuhlangana nezinye izifiso.
Yini eza kuba yindlela yokulawula imali engu-2025?
Izindlela zokulawula imali kudingeka zibe nezinhlelo zokusebenzisa blockchain, ukusebenzisa i-AI kwezindlela zokuhlinzwa, ukusebenzisa IoT, nokunwelela kwezindlela zokusebenzisa i-mobile. Le zinhlelo zokuthiwa kuzokuthola kahle kwezindlela zokulawula imali phakathi kweChina ne-Russia kanye nokuthiwa kunezinhlelo zokuthiwa kwezimali kanye nezinye izinhlelo.