Alipay VTB vs. TT evela: Umbuzo Wemali Ngokulandelana Ngekuthenga Kwezinto Eziphakathi

Ukuhlakanipha kwezindleko zokulawula izidingo zaseMkhulu: Izisombululo eziphethwe nezinye eziqhamuka eziqhamuka

Indawo yezindleko zokulawula izidingo zaseMkhulu ishiyile ukuguqula ngokuphelele ngemva kwezinyaka ezimbalawa. Ngemuva kwalokho, ukuthi intsha yezindleko eziphethwe nezinye eziqhamuka eziqhamuka. I-Telegraphic Transfer (TT) ephethwe yisikhathi eside ngokuba yindlela ephethwe yokwenza ukuguqula ngaphandle kwamathali, kodwa kunezindlela eziphethwe njenge alipay VTB kubamelana leli nqatfatselo lemapulelo etulwako lebelela ukunciphisa izindleko kanye nokuhlela uhlelo lwokuthenga.

Kubizinesi obekwe kuthenga phakathi kwezindlela, ukukhetha indlela yokulondoloza kungase kube yimali ebalulekile kakhulu. Ukuhamba kwabantu alipay vtb njengenqubo yokulondoloza yenhlakanipela yasemukelweni kakhulu abasebenzisa ukuhlela uhlelo lwokulondoloza phakathi. Leli ngcamango oluphelele lizophindla kahle kanjani lezi ndlela zokulondoloza zombili ngokusho kwezindleko, ukusebenza kanye nezinhlelo eziphumelelayo.

Ukucaciswa kwezindleko zezokulondoloza phakathi

Ukugqagqa kwezindleko zokuthunyelwa kwezindzawo eziqinile

Ukuthumela kwelethi kwezindaba kufaka amathribhuthi amaningi okuqala kakhulu. Lokhu kufaka phakathi amathribhuthi wokuthumela, amathribhuthi wokudlulisela, nezindleko zokubona. Ngapandle koku, izinkampani zihlala zinezindleko ezingaphakathi kumathribhuthi wokuguqula amagama nezindleko zokusebenza okungaholela esikweni. Isitha seTT esijwayelekile sikhokhela isitha esibonakalayo esiguqulwa phakathi kwama- $ 20 kuya ku- $ 50 ngalunye lwekhiye, kunoma iqhinga lelindleko elingu-0.1% kuya ku-1%.

Ngapandle kwamathribhuthi amadliwa, izinkampani kufanele baze bachinge kakhulu ngemvume yokusebenza oluthintwa ngezindleko zokuthumela. Lokhu kufaka phakathi isikhathi esispendekile kumsebenzi, umbiko, nokulungisa okungaholela kuzindleko ezidinga ukulinganisa.

Izindleko ze-Alipay VTB

Ngokwesibonelo, u-alipay vtb unikeza indawo yokulawula amaphoyinti. Le solushoni ngokwesibonelo inikeza imigomo ephakeme nezinkinga ezincane. Abasebenzisi bahlala baphumelela inqubo yokuthengisa kanye nekhowudi yokuhlanganisa. Ubukhulu bokuxhumeka kwekhompiyutha kuthatha amaphoyinti amaningi asebenzela kwezindleko zokuthengisa, kungenjalo ukunciphisa amaphoyinti ngama-50% ngaphansi kwezindleko eziyisisekelo.

Indlela yokunceda izindleko eziyisisekelo ye-alipay vtb ibonakala kakhulu kuma-thransaction amaningi, lapho amaphoyinti anqotshelwa ngokwezindleko ezincane nekhowudi yokuhlanganisa engcono ayenza ukuba kube khona kakhulu kwezindleko zokusebenza kwekhampani. Ikhompiyutha nayo inquma izindleko zokusebenza ngokwenza amaphoyinti okwenza nezindleko eziphambene.

Ukusebenza Okuhlelweni Nezikhathi Lokusebenza

Ukulandela Izikhathi Zokuthengisa Eziyisisekelo

Imicelo yeTT evela yisemathini kudinga iminithi engu-2-5 yokuphela, kulingana nendawo etholakala kwaye kuchazwa ukuba kunezinga lobudlelwane obuphakathi. Le mikhawulo ephakathi ingakwazi ukuthi kuthwalwe izinto ezithintekayo kumasebenzi kanye nokulindela izindleko zokukhokha. Imicelo ephakathi yeTT iyasebenza ngokuthi kunezinga eliphezulu lokuthinteka kanye nokungcola, okungaba yindleko enkulu kanye nokuthwalwa kwamasebenzi.

Ngamanye amathuba kumicelo yeTT kudinga ukuthi kuthintekwe ngendoda, kusukela kumcetwa wokuqala kuya kumcetwa wokugcina. Le nto yendoda ayikhathaleli kuphela ngezikhathi zokusebenza kodwa iyasebenza futhi ngokuthi kunezinzuzo ezithinta ukuthi kuthathwe izikhathi eziningi ukulungisa.

Ukusebenza Okuhlelakalayo Kwemisebenzi yeAlipay VTB

Umfaniso we-Alipay vtb ubeki kude izindleko zokusebenzela ngokuthiwa yisisekelo sakhe esidijithali. Izisombululo singasetshenziswa ku-24-48 amahora, noma kuzo kube kube okuqediweyo. Ukulandelana kweyipilathi nezindleko zokusebenzela zokuthula kweziphoso kubeki kude ukuthula okuningi kwamalungu okwenziwa ngokwezifiso kwezindleko zokusebenzela zasekuhlaleni.

Ukusebenza kahle kwe-alipay vtb kudinga phansi kwezindleko zokusebenzela kuphela. Indlela yokuphatha izindleko zokusebenzela evela kweyipilathi ikhombisa ngakumbi ukuthi kuthiwa yisimo sezindleko futhi ikhombisa ukuthula kwezindleko zokusebenzela, ukuvumela abasebenzisi ukuphatha ngakumbi uhlelo lwabo lwemali.

Imibono yeNkululeko kanye neqembu lokuphepha

Indlela yokuphepha yeTT yasekuhlaleni

Imicelo ye TT echanekile ebaluleka kwezimali zasekwe ngokusekelwe kwezimali nezindlela zokwamukela. Noma kunjalo, le ndlela zikhona zibe yinhle nezinga elibalulekile kakhulu lokuthintwa ngokushesha. Imicelo echanekile yokuthintwa kwezimali kanye nezindlela zokuthintwa kwezimali kudinga ukuthintwa ngokushesha okungaba nokuthintwa ngokushesha.

Iibhange ezinikeza imicelo ye TT zinikeza imicelo encane yokuqinisekisa imicelo nezindlela zokulungisa ukuthintwa, kodwa le ndlela zingasingozi njengale zokusebenza ngokushesha. Ngaphezulu, ubukhulu beTT kanye nezindlela zokuthintwa kwezimali kudinga ukuthintwa ngokushesha okungaba nokuthintwa ngokushesha.

Izimo zokuphepha zase Alipay VTB

U-Alipay vtb uyasebenzisa imithetho ephumelelayo yokuphepha, kunale nge-ke ngokungqinelana nezilawuli ezimbili, ukwetha kwezikhawula ngokushesha, nezokwelapha kwezindlela. Ikhankatha le ndlela yokusebenza kwezibalo ikuvumela ukulondoloza ngokuvamile kanye nokuphendula ngokushesha kumaqo abangela. Imithetho yokuphepha evela ngokuphephile kanye nokwemelana nezimboni zaseMhlaba ikuvumela ukuba izindlela zilahlwe kumaqo abangela.

Lo mphetho naye uphawula amanani ezindlela kanye nezindlela zokulondoloza, okuvumela amakhampani ukuba akhule ukwemelana kanye nokwenza amademo kophakathi. Lezi zindlela zokuphepha eziphumelelayo zingakuthula isabelo sokwenza amakhawula kanye nezindlela ezingavumelekileyo.

Imiphumela ezenza ngokuphela kwemibili yokuthenga ngaphandle kwamathewele

Ukuthuthukwa kwezinhlelo yokulipa

Ukuthuthukiswa ok быстрое квемо тико техническое кукулелье ифоматион исавото изоку сабонакала ку-алipay vtb куфе зоку холе инхла емалинга. Нгема эмпумабанзима бабонакала индзима ненхлоке квемо платформа исавото, иминило е-ТТ эмпумабанзима кунга хамба нгоку холе инхла. Укухланиса квемо блокчейн ненамати амабо кунга холека изинце квемо исавото емалинга.

Импумабанзима эмабабаза индзима зоку кулелье индзима емалинга кунга холека умеле омхло. Умхамбо кукулелье индзима емалинга кукулелье индзима исавото кавуза ку-алipay vtb кунга холека умеле умхло ненхло.

Ukuthinte Imithombo Yokuqala Kwemali

Ukuhambisa kumaqondo wefomu yokulondoloza enguqulweni kuyahlukanisa amathuluzi nezinkinga zokudlula ngemhlabeni. Iindlela zokusebenzisa alipay vtb zinokwenzeka ukuxhumana ngokulula nezindlu zokunikeza noma abakhokheli eziphakathi, kungenzeka ukuvula izimpakelo nezikhathi ezingiwe. Ukuhlanjelwa komoya ngokudlula kwezinye izizwe kungakhela ukuthi izinhlanganisela zokudlula ngemhlabeni zibe nezinhleke nasekhumiseni ngempumelelo.

Njengoba izinhleke zokulondoloza enguqulwe ziyaphutha, kungase kuzizokuthiwa ukuthi zinike amandla okuxhumano ngokulungiselelwe nezinye izinhleke zokusebenza, njengezinhleke zokuthenga noma izinhleke zokubala, ukuthuthukisa ngempumelelo izinsekezo zokudlula ngemhlabeni.

Imibuzo Evame Ukubuzwa

Alipay vtb iyakhiwa kanjani ukuthi kuthuthukiswe imiphakathi yokulondoloza ngokulingana ne-TT esemthethweni?

Alipay vtb isebenza ngemikhiqizo eminingi yesekhuriti, eyaziwa ngokuthi iyilandelwe ngokukhawuleza, ukulondoloza ngokukhawuleza, nokuthi kunezindlela eziningi zokuthikolwa. Le nhlaka futhi inikeza ukulondoloza ngokuhle kanye nezinhleke zokuthikolwa ngokuzenzakalelayo eziningi kakhulu ukuthi kuthuthukiswe imiphakathi yokulondoloza enguqulweni esemthethweni.

Izimaphi izindlela eziphambene ngokukhulu phakathi kwe-alipay vtb namathra-TT?

I-alipay vtb ngokuvumelana inikeza imali yokusebenza encinci, amathekwane okugcwalisa amanani, nezindlela ezingaphakathi ezingencane kunamathra-TT. Indawo yokusebenza yedijithali isula kakhulu izindlela zokusebenza zokudlulisela nezindlela zokuphathwa, kungenzeka ukuthi ikhokhele amakhampani kude kuya ngo-50% kumalini yokuprosesa imali yasekhanda.

Ngaba i-alipay vtb ingasebenzisa imali enkulu yokudlulisela yasekhanda?

Yebo, i-alipay vtb yadizaina ukusebenzisa kanye nokudlulisela kwezimali ezincane nezinkulu yasekhanda. Indawo yokusebenza yayo enobukhulu obukhulu nezinhlelo zokusebenza ngokuzenzekelayo kuyenza ikhankanywe kakhulu yamakhampani anemali enkulu yokusebenzisa, inikeza ukusebenza okufanayo nekhokho elihle ngokuvamile.