Ikhadi leSberbank leUnionPay: Isisulo Sokukhokha Esizimele Ngokuphelele Nomaqondo Wezimali Nokuqhanya Kwezinhlelo Yokubhankisa

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ikhasi le-UnionPay laseSberbank

Ikhasi le-Sberbank le-UnionPay lithi solushoni yemali elikhulu elenxenye yezinhlobo zokukhokha zasekhanda, ekhipha abasebenzisa kakhulu ukufinyelela kwezimali zabo ngemaphetheni amaningi. Lokhu khasi okuthuthukisiweyo kuhlanganisa ukubaluleka kweSberbank, inkhankatha enkulu yase-Russia, neSibaya se-UnionPay esikhatsini eside sendzondakade, ekhipha ukuthi izikhokhelo zenkululeko kwenzeke ngokuthuluzeka phakathi nasekhanda. Lokhu khasi kune teknoloji yechipu engeyona yekhono lokusekela, ekhuseleza ukukhokha ngaphandle kwebhokisi futhu kuhlanganisa ne-wallet yemobile. Abasebenzisi bengafinyelela ezimalini zabo ngokusebenzisa inethiwekhi yezimali ephakeme kakhulu, nasekuhlelwa kwezimali ezifanele kuzo izikhokhelo zasekhanda. Ikhasi lenekela amathuluzi amaningi futhu kunezithintelo zokuthi kuthole izikhokhelo ngokushesha kuma-app yeSberbank. Izingxenye ezifanayo kunekela ukukhokha kwezinethi, ukukhokha okuzenzakalelayo wezimali, futhu kuhlanganisa nezinethiwekhi eziningi zokukhokha. Iteknoloji yekhasi iyinaleyo yechipu ye-EMV, ekhuseleza ngokuthuluzeka kwezimali kanye nezikhokhelo ezingenakwenzeka. Noma ubuya emhlabeni noma ukwenza ukuthenga ngemva kwebhokisi, ikhasi le-Sberbank le-UnionPay linikeza ukusetshenziswa, ukhuseleko, futhu ukubaluleka ngokuthuluzeka kanye nekhasi elikhulu.

Imikhiqizo edumile

Ikhasi le Sberbank le UnionPay liphakamisa amaphesenti amaningi aqaphelwa ngokuba yindlela evelayo ukulandelana nezidingo zokusebenza zonke. Okokuqala, inxenye yabo yeziphathimende ezikhulu ekuhlaleni kwemhlabeni, kancane kakhulu emazweni e-Asia-Pacific, uyinikeza abasebenzisa ukuthenga kude kude kuzo zonke izindawo. Ikhasi lifaka umkhiqizo ophezulu ngokuba libe nemali ehlukile ezingenela kakhulu futhi libe nemali ehlukile ezingenela kakhulu, okwenza kube yindlela evelayo kubasebenzisa abathanda ukuthamboza noma ukuthenga nge-Internet. Ukuphepha kuyakile, nezinhlelo zokulinda ukuthwala phambili futhi nezinhlelo zokulinda izindleko ngokushesha, uyinikeza abasebenzisa ukuthula. Inkxenye yabo yeziphathimende eziningi iyivumela abasebenzisa ukuphatha izimali zokuthenga ezahlukene, uyinikeza ukuthulaswa kwezindleko zokuguqula futhi uyinikeza ukuthula emuva kwezindleko zokuthenga eziphathimende. Inkxenye yabo ye-mobhile iyivumela ukuthenga ngokushesha nge-digital futhi libonisa izindleko ngokushesha, uyinikeza abasebenzisa ukuthi baziwe ngokuthenga kwabo ngokushesha. Inkxenye yabo ye-reward iyinikeza amaphesenti abo wezindleko, futhi izimpromosiyonshi ezikhethekile kanye nezilapho ezikhethiweyo zinikeza amaphesenti abo. Inxenye yabo yokulungisa ikhasi ngokushesha futhi inkxenye yabo yokuphilisa abasebenzisa 24/7 iyinikeza inkxenye yabo yokuphilisa abasebenzisa noma lapho kudingeka. Ukungena kwezindleko zokuthenga eziphathimende kakhulu emazweni amaningi kwenza kube yindlela evelayo yokuthenga eziphathimende. Inkxenye yabo yokuxhumeka neplathifomi yeSberbank iyinikeza izinhlelo zokuphatha izicelo, uyivumela abasebenzisa ukubona izindleko, ukusetha izindleko, futhi ukuphatha izimali ngokuhle. Lezi zimpawu, kanye nezinhlelo zokusebenza kweSberbank futhi neUnionPay, kwenza kube yindlela evelayo kubasebenzisa abathanda ukuthenga ngokushesha.

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ikhasi le-UnionPay laseSberbank

ikhadi le-debiti le-Sberbank

ikhadi le-MIR yeSberbank

imali yokukhokha yeSberbank

ikohola lama-ALPHA lama-Sberbank

ikhasi le-UnionPay laseSberbank

i-Russia ukulawula imali yomnotho phakathi kwezizwe

Ukufinyelela nokwamukela kwezifanekiso

Ukukhona kwe-cardi ye-UnionPay yaseSberbank ekuphileni ngokubangelwa kwezifiso zokukhona kakhulu. Ngenxa yokuthi kutholakale emhlabeni wonke kakhulu ngaphezulu kwemigqa engama-180, leli kadi lenza abasebenzisa bakwazi ukwenza izindleko zemilione yezokudla nezinkhomba zemali ekuphileni. Inxenye yeminyango ingaba yinkulu ngendaweni ye-Asia-Pacific, lapho i-UnionPay itholakala kakhulu. Le kucophelelwa kwezifiso yenza ukuba yisikhashana esifanele labasebenzisa abaphila ngaphandle kwezwe noma abasebenzi basebenza ngokudla ngokuthola kakhulu amali lapho kudingeka. Umphumela wemali wekhadi unxuswe kwezindleko ezahlukene, faka phakathi izindleko ezenziwa ngendlela efanayo, izindleko ngaphandle kokuthintana, nezindleko zokuthenga ngokushesha, ukunikeza ukusebenza ngokuhlanganisa kakhulu ngendlela abasebenzisa bakwenzako amali. Le kufinyelelwa kwekhadi kuhlanganisa nekusebenza ngemimali engaphezulu kweyodwa, ukunikeza ukwenza izindleko ngemimali engahambelani ngezidingo yokuthola amali ngendawo engaseyona.

Amalayithi Asemandla

Ukusekwa kuyindlela ebalulekileyo yekhadi le-UnionPay le-Sberbank, ekhathwa ngemigqa engapheliyo yokulawula izimpahla zokusekwa nezinkambu zokugcina. Khadi isebenzisa iteknoloji ye-chip ye-EMV, ekhathwa ngokubaluleka okuphakeme kwezothwalwa ngalunye futhi ikhathwa ngokugcina amakhadi kwekhwakha nezokungabiko. Imigqahlo yokulandwa izothwalwa ngokushesha kuhlanganisa nokubonisa izinto ezingavumelekile, nasezinye izakhono zokugcina zokuthumela izi-inthanethi, kudinga ukwesekwa okudingekayo ukuvumela ukusekwa okuphakeme ngemvume yokuthenga. Ukusekwa okungadingi ukubiko kuvumela abasebenzisa ukuthi akulawulwanga izothwalwa ezimbuyelelwe, ukuba baxazulule ngokushesha. Lezi zokusekwa zokugcina ziphakathi kwezinye izici zase-Sberbank zokudetha ukungabiko nezokusekwa zase-UnionPay zasekhanda, ekhiqiza uhlelo oluphakeme lwezokusekwa obuvumela abasebenzisa ukuthi bakwazi ukulawula izimpahla zabo.

Imithombo Efanisekileyo ye-Banking ye-Digital

Ikhasi leSberbank leUnionPay libonakala ngokuhlanganiswa kwayo nezisombululo zokubhanki zodlwe oludlulileyo, zinikeza inkqubo ephambeneyo yeziphumo zokubhanki nangokusebenza kwendawo yokudlala nelethu. Ikhasi lifakelana ngokupheleleyo neyindlela yasekhankatha yeSberbank, libonisa abasebenzisi ukufinyelela ngokubangelwa kwiinkcukacha zazo zokubhanki, iindlela zokugcina neziphumo zokukhokha lethu. Abasebenzisi bangakudlela lawa khasi ngokudlala kwi indawo yedijithali, kwiyo yingxelo yokubhokisa khasi ngokuxhasa, ukuhlulahlula imali ezingayo kwaye ukuyila khasi ukuze sebenziswe ngemibizano. Ukuhlanganiswa kwezibhakhi zokukhokha kuthanda ukusekwa kwezinye iindlela zokukhokha ngokwekhankatha, zinikeza ukukhokha ngalethu ngokungabonanga kwaye ngokusebenzisa izixhobo ezithobekayo. Indawo yokudlala iyabelana nezixhobo zokwenza umbhla, ukulandelela ukugcina kwaye nokunikezela inkqubo yemali ephambeneyo, kubonelela abasebenzisi ukuba baphile ngemali ngendlela ngokujonga. Le ndawo yedijithali iqinisekisiwa ngokuphuhliswa ngokudlulileyo ngeziphumo ezintsha kwaye ngokuhlanganiswa kwezithuba, ukuqinisekisa ukuba abasebenzisi bafinyelele kwiindlela zokubhanki zokudlulileyo.

I-Guangzhou Obsidian inikeza izindleko zokuphuma kuye kuzo zonke izindleko zokulayisha kwe-Russia. Ukuthenga kethu okuhlelekile, ukulayisha ngokudijithalu, nokuphumelela kwezinyathelo zokuphela kwezindleko ngama-30%. Ithintekile yezinhlangano eziphakeme ngokudonsa. Qaphela inca manje.

Izixhumanisi Eziphuthumayo

Xhumana Nathi

Inombolo 42-11, Umgubo waseZhanqian, I-Liwan Distraksti, Indawo ye-Guangzhou, Umphakathi wase-Guangdong

+86-13929560345

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