Ikhadi le Sberbank Mir: Yimali esetshenziswayo, Inqolobane engcono nezinhlonipho ezijwayelekile

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ikhadi le-MIR yeSberbank

Ikhadi le-Sberbank Mir lithiwa ngokuthi yinkqubo enkulu yesikoqo se-Russia, ekunikeza amathiphu okwenza amathransethi kwa-Russia neyodwelwe. Lokhu khadi luhlanganisa ngokuthembekile izimo zokuphepha nezinhlelo zokusebenza ezifiswe kakhulu, kusebenzisa inkqubo yamathrakthi ye-Russia, i-Mir. Khona-ke ikhadi likhumelela abasebenzisi ukwenza izindlela zokwenza izindlela zokuphathwa, kanye nezokukhansela ngaphandle kohlelo, ukuthenga kwe-intanethi, nokwenza amathransethi aye kumaqhawuli ase-Russia. Luhlanganisa izinhlelo zokukhipha okuphephile kanye nezindlela zokuthikitha izimpawu ezimbili, ukuthi kuthinte amathransethi aphethwe ngokuphepha. Khona-ke ikhadi linenqwa olinganisa izimo zokuphepha zasekhanda, elivikela ukuthintwa okungathulwayo nezokwezwa. Abasebenzisi bakhona-ke bakhumelela ukufinyelela amathrakthi akhe ngokusebenzisa uhlelo lokusebenza lwe-Sberbank, lokhu kuvikela ukubhejwa kwezindlela zokuthenga ngokushesha, izaziso ezifinyelela ngokushesha, nokuhlanganiswa kwekhadi le-digitale. Inqubo yamathrakthi ye-Mir ikunikeza ukuthi kuthinte kakhulu e-Russia, noma kuthole ukuthi kuthinte kweyodwelwe ema-nhlangwini amaningi. Abakheli basekhadi bethole izinhlelo zokuphepha zase-Sberbank, ezinikela ukukhupha nekufaka amakhuridi ngaphandle kwezindleko. Khona-ke ikhadi linezinhlelo zokwenza ukukhansela ngokuzenzekela, ukuphatha izindlela zokuthenga ezifanayo, nokwakha izinhlelo zase-Sberbank eziningi.

Imikhiqizo Emisha

Ikhasi le-Mir laseSberbank lifa amathiselwe amaningi okwenza kube khona okuthanda abasebenzisa bakhuza ukusebenza ngokuthi kuhambisane nezimali. Okokuqala, lizophakamisa ukufinyelela kwezweni, lizophakamisa ukuthi kuhambisane nezimali kuzo zonke iindlela zokukhokha nezimali kwi-Russia. Abasebenzisa bafuna ukunciphisa izindleko zokugcina nezinye izikhathi bafumana imali emuva kuzo zokuthenga ezithile, loku kuhlela inani lekhasi. Ukuxhumana nezemfanelo zaseSberbank zokusebenza ngokushesha kuvumela ukuba kusebenze ngokushesha kwi-intanethi, faka phakathi ukuguqula imali phakathi kwezithuba nezikhathi ezilandelayo. Iindlela zokuhlinzeka kuyindlela ebaluleke kakhulu, nezindlela zokuhlinzeka zokugcina kanye nezaziso ezilandelayo zokugcina zivumela ukuthi abasebenzisi babaleke. Ukuthambeka kwezindlela zokukhokha ngokushesha kuvumela ukukhokha ngokungabonakali ngokushesha kwi-intanethi nezinye izinto. Abakhulumeli bafuneka bafumane ukuthambekile kwezinye izizwe, bese bafuna ukuguqula imali ngokuthambekile. Inkqubo yemali yekhasi iyabelana nezinyathelo ezinokutholwa ngokuthenga nezinye izinto. Usizo lwabasebenzisa libuyela 24/7 ngokudonsa izindlela, loku kuvumela ukuthi kubonakale ukuthi kungaba noma lutho. Ikhasi lifa amathibelelo ezigaba, lizophakamisa ukuba abasebenzisi bakhetha izindleko, bakhetha izikhathi zokuvutha, bakhetha ukuthenga ngokuthembekile. Izindlela zokubuyisa ikhasi ngemini yesithfu nezinye izindlela zokuhlinzeka zemali zifaka amathiselwe abasebenzisi.

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Izici Zokuphepha Ezithuthukisiwe

Ikhadi le-Sberbank Mir lidala imisebenzi yokuphepha okuqondile ukuphepha imali yekhadi nezinhlangano zokunye. Ngamunye ngamkhathi kune chip ye-EMV esenza amakhodi wezenzo ezihlukile, okwenza kube yimaliphi ukubonakala kwayo. Imisebenzi yokuphepha engaphambili ihlinzekela ukuthi abasebenzisa bakwazi ukubonakala ngokuthi balethu kwezifanekiso noma ukuthi balethu ngokubunjwa kwabantu lapho baphepha imisebenzi yesithombi. Ukugcina imisebenzi nezinyathelo ezingokomiso zokuphepha zihlinza ngokuzenzakalelayo nokuqinisekisa ukuthi kungena kwezinto ezingcono, futhi izimkela ezingokomiso zokuphepha zilayisha abasebenzisa ngazo zonke izinto ezenziwa kakhona. Imigomo yokuphepha ye-khadi iyavumela nezimo ezinhloso, iyaphepha kakhulu kwezimpilo nezinto ezingcono. Iziphawu zokuphepha ezifanayo kuyiphiyo ukubeka khadi ngokushesha ngokusebenzisa uhlelo lokusevidwa noma ikhaya lekhelani, ukulinda kwekhadi okuthile lapho kunezinto ezingcono, nezinhlelo zokuphepha kwe-PIN.

Ukuxhumiwa Okuphelele kweDijithali

Ukuxhumana okuqondile kwekhasi le-Mir yeSberbank nezinhlelo zodidi kuyahlukahluka kulesi sifakelo sebhange esisha. Ikhadi likuxhumana ngokuphelele neyapu yeSberbank, ekunikeza abasebenzisa izinhlelo zokusebenza kwemali ezifakwe kudoti. Lokhu kuvumela ukusebenza kwezinto ezifananeniyo ne-creation yekhasi lokusebenza kudoti ngokuphelele, izindleko zokukhokha ngokwe-QR, nezokuguqula izimali phakathi kwezinye. Abasebenzisa bakhona ukuphatha amakhawunti kubo ngokushesha, ukuseta izindleko eziyagunywa ngokuzenzekela, nokudala amagama okugcina izindleko ngendlela engcono yokuplanisa imali. Inhlelo yodidi inkunikeza futhu lezindleko, ekunikeza abasebenzisa ukuthola ukuqonda kwezindleko zabo ukwenza izinqa zokuplanisa imali ngendlela engcono. Ukuxhumana nezinhlelo zokuthenga ngodidi kuyasebenza kubophelela ukuthenga ngodidi ngendlela engcono, futhi ukuthi inkhomba yodidi iyasebenza kubophelela ukukhokha ngokungabonakali kudoti ngendlela yamadivayisi.

Inhlonipho yeNkolo yokubambisa

Ikhadi leMir laseSberbank lifaka inhlonipho ephakeme kakhulu ekubambiseni abasebenzisa ikhadi. Le nhlonipho inikeza amaphesenti amaningi abasebenzisa ikhadi, anikeza amaphesenti amaningi kakhulu. Le nhlonipho inikeza amaphesenti amaningi kakhulu, anikeza amaphesenti amaningi kakhulu. Le amaphesenti angatholakala ukuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Le amaphesenti angatholakala ukuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Abasebenzisa abangasebenzisa ikhadi bengenxa yokuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Le nhlonipho inikeza amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Abasebenzisa abangasebenzisa ikhadi bengenxa yokuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Le nhlonipho inikeza amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Abasebenzisa abangasebenzisa ikhadi bengenxa yokuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Le nhlonipho inikeza amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu. Abasebenzisa abangasebenzisa ikhadi bengenxa yokuthola amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu, amaphesenti amaningi kakhulu.

I-Guangzhou Obsidian inikeza izindleko zokuphuma kuye kuzo zonke izindleko zokulayisha kwe-Russia. Ukuthenga kethu okuhlelekile, ukulayisha ngokudijithalu, nokuphumelela kwezinyathelo zokuphela kwezindleko ngama-30%. Ithintekile yezinhlangano eziphakeme ngokudonsa. Qaphela inca manje.

Izixhumanisi Eziphuthumayo

Xhumana Nathi

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