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Incazelo Esebenzayo Ekuphatheni Kwemali YaseNtshonalanga
Esikhathini sam today's interconnected global marketplace, ukukhetha okufanele ukuthunyelwa phakathi umkhubuli kungakha kakhulu nokulahla imphakathi yakho ekuthengeni phakathi kwezizwe. Nakuba ungumthengi othandekile noma uqala kuphela ukulandela izomakoti zangaphandle, ukwazi ukubala nokukhetha umkhubuli wemali yaseNtshonalanga kuyisidingo esibaluleke kakhulu ekunxusweni kwemithuthi emiselwe, ephathekayo kakhulu.
Ukuchazwa kwezimali zaseNtshonalanga kudinga ngaphezu kokudonsa izinto kusuka endaweni A ekuya endaweni B. Kusukela kumcabango wokulawula nokuhlanza kwezimpendulo, kuya kuhlaka olunembeko, ukulawula isivuno, nokulawula izimali, konke lokhu kudinga ubume bempilo kuningi okungcono kuphela abaprofiyithinali abanobubele.
Iziphiqephesi Ezibalulekile Zabaprofiyithinali Abaningi Emali YaseNtshonalanga
Ubunikazi BeNethiwekhi Nenkinga YaseZulwini
Abasebezi abakhulu bokuthutha izimali basebenzisa iminyango enkulu yezinkampani nezihlawuli ehlala ngaso konke kontinenti. Lokhu kumelene nokuthuthwa kwemali ngokwanelela emazweni amaningi nokunikezela inkinga ekhangelwayo ngaphandle kokuthi kusukelani noma kufika kuphi. Iminyango engcono ibaluleka futhi kungcono ukulima ngokutholakala kwezihlawuli, futhi ukunikezela izindlela ezifanayo uma kudingeka.
Abasebezi besifundo ababengayo basebenzisa iminyango yabo ukuze banikeze izinsevo eziphelele zokuthutha izimali kusuka endlini uye endlini, bazibandakanya ngempela phakathi kwezinhlobo ezahlukene zokuthutha futhi babophelela konke okudingekayo kwezimvume ngendlela yonke. Lokhu kubambisana konke kuyakuhlanjiswa izimali zakho ngokwanelela ngasikhathi esonke sendlela yazo.
Ukujikeleza nokulandela Izinhlelo
Imisebenzi yesihambi sezimali ephakeme ihlala isebenzisa izandiso ezibonakala kakhulu. Izinkampani eziphumelelayo zifaka imali kumasebe amasha okunika ulwandelo olwasekuphumeni, ukusebenzisa kwemigomo ngokuzenzekelayo, nokuxhumana okuhlanganisiwe. Lezi zindlela zezobuchwepheshe zakhuthaza ubonakalayo futhi zilapha umsindo wengcinga kanye nesikhathi esizange siyasebenza.
Sebeka ukuze ufunde izinkampani ezinikeza izandiso ezophambileyo zokwazelela apho ungafinyelela iminikelo yomlando, uthola izripoti, uzixhumanise nabasebenzi bakho. Lezi zingqimba eziphambileyo zinikeza izaziso ngamandla mayelana nezinkinga ezingaba khona futhi zivikela indlela yokuphendula ngokushesha kumaqondo athintekayo.
Izigaba esidinga ukubala ngazo
Ubunzima bokufa kanye nokubuyiselwa komthelelo
Ubunzima bokufa kwekhasi lakho phakathi kwezimali kubangela ngqo ukwazi kwabo ukugcina ubumnandi bomsebenzi nokulahla izilingo zomkhawulo. Donsela ngempendulo yabo yezimali, iminyaka ethengisweni, nezibonakaliso zokuhlinzwa. Kumele umphathi omthembekile wabeka isibonakaliso esigcwele sokulahlekelwa komongo nesibonakaliso sokuphendula okunciphisa amandla akho ekuphatheni okungafani naKho.
Hlola ulwazi olutholakele ngamathuba abo okuhlinzwa futhi uqonde kutheni kufakwe phakathi. Abaphathi ababe nobuntu bakwenzela kuba balungile ngempendulo yabo yezimali baze bathole izimpendulo ezitholakele kubantu abasebenzisana nabo ngeminyaka engaphezu kweyodwa.
Ulwazi Olukhethekile Nokukhethekile Kwemboni
Izigaba zohlelo lwethu zinezidingo ezihlukileyo zokuthunyelwa, kanti nokwazi kwezinkinga kungaba nomthelela mkhulu. Umphathi onempatho kumzabalazo wakho uzobona izinkinga ezihlukileyo nezidingo zomongo wakho. Uzoba wazi ngamadoda alandelwayo, izidingo zokupaki, nezimvume eziphathelene nemigomo yakhe.
Cindezela ukuthi ingcambu yekhondla ilandelene ngezinhlayiya ezifanayo futhi iyazi iziqiniseko ezihlukileyo zomphakathi wakho. Ubufakazi bakho bungasiza ukuzivikela kuthembeka okunzima nokugcina ngokwemithetho emibini.
Izikhombalo Zobumnandi Womsindo
Ukuxhumana Nokusiza Kombhali
Ukuxhumana kuyisidingo esibalulekile ekusebenziseni imithuthi yezulwini. Izinkampani eziphumelelayo ziqhubeka nokuxhumana ngendlela epholile, ethintana futhi zabelana nomphathi wesivumelwano. Kufanele bazame ukuphendula amabizo ngokushesha futhi bahlale phambili ekulungiseni izinkinga ngaphambi koko kuba yinkinga.
Shayela izimpendulo zakho, ixesha lokuphendula, nokutholakala kwesivumelwano sokuxhumana. Cindezela ukuthi liyathatha kanjani izinkundla zokuxhumana ngaphandle kwehora futhi kuyashiywa kanjani izimo eziningi.
Isevisi Ezinezimali
Abasebezi abakhubazekileyo bokuthutha izinto ezihamba phakathi kwezizwe banezinkundla engaphezu kwemisebenzi yobunikazi. Sebenzisa ababizele abangakwazi ukunika into ebalulekile ngemisebenzi njengekhubonga yesimali, indawo yokugcina izinto, ukuvala nokhokha. Leli nyathelo elihlangene lingahlengahlenga umugqa wokugcina futhi libe ngcono inombolo yezinkampani okumele ukuziphatha.
Faka phakathi ukuthi imisebenzi etholakele inkundla eyancane iyalingana nezidingo zakho zokusebenza kanye nezinqumo zakho zokuthuthuka. Inkqubo enembalwa yemisebenzi ingakusiza ekulungiseni umugqa wokugcina futhi ubekwe izindleko ezifana nazo zokulawula izinto.
Izidingo Zomthelelo Neqiniso Lelizwi
Ukubonakala Kwemali
Ukuziqonda kwezimali ezifana nazo zokuthutha izinto phakathi kwezizwe kudinga uqobo oluphambili emisweni yezimali. Ababizele abahle bafaka amaheshi ajwayelekile, afakazele konke okukhokhelwayo nokuthinta. Kumele bakhulume ngaphambili mayelana nezimali ezifinyelelayo futhi babonise indlela abayimisebenzisa ngayo.
Hlola kahle izindlela ezibonakala ngokwezimali ezingcono, ngoba kungakhathalwa ukuthi zingaphakathi konke okudingekayo nokuthi kuzofakwa izindleko embonweni encamandaba. Umphakeli ofanelekile uzakunceda uqonde konke okubalwe kuzo izindleko futhi angenze nomkhuba wokulawula izindleko zakho zokuthumela.
Izimiso ZeNdima Nezilinganiso
Hlola kahle izimiso zendima futhi uqonde konke okudingekayo. Abaphakeli ababili banelisebenza ngezilinganiso ezikhethekile ezikwamukelwa yizidingo ezihlukene zombuso ngemuva kwesimo esifanayo sezinsiza. Cabanga na kuba banelisebenza nezindleko ezilahlekisa ngokwezimali, izindleko zezinkanyo, noma izinye izimiso ezinconywayo abasebenzisa ngokuhlenga.
Abaqeqeshi ababe nguwo bazowasebenzisa nawe ukuthutha izinhlelo zemali ezilingana nemodeli yakho yombuso futhi zenze izindleko zakho zokulawula zibe yinto ethintekayo.
Imibuzo Evame Ukubuzwa
Kuthinta kanjani izidengele ebalulekileyo ekumele ziqashelwe ngazo ukuthunyelwa kwezinto ezihamba phambili?
Ukuthutha kwezimali phakathi kwezinhlanga kudinga izinvoice zemali, i-bills of lading, amalungiselelo ephakethi, izikhonkondo zeziphakamiso, nezimvo zomlando. Ngokwesimo sezinto nendawo ekufika kuyo, kudingeka ukuthi kube nenombolo yezivumelwano, izivumelwano, noma izikhonkho ezithile. Umphakeli omthembekile wokuthutha kwezimali uzokukhokela kuwo wonke amathuluzi okugcwalisa futhi uqiniseke ukuthobela.
Kuya ngaphi ngaphambi kumele ngibhuke inhlolovo yesimali phakathi kwezinhlanga?
Ukuze ube nemisebenzi nezimali eziphambene, kuyavunyelwa ukuthi ubhuke inhlolovo yesimali phakathi kwezinhlanga nguyeveki ezimbili ngaphambi kwezimali ezinhle. Ngenkonyama noma kuzo zonke izinto ezithile, kubalulekile ukubhuka ngayeveki e3-4 ngaphambi. Lokhu kuvusa ixesha elide ekuplaneni kakhulu, ukugcwalisa amathuluzi, nokuthola izinketho ezilungileyo zokuthutha.
Yiziphi izimvo zokuhlinzeka okumele ngiziphathe kumphakeli wami wesimali?
Umphakathi omehluko wokuthutha izinto kumelwe anikeze inshonisheli yezinto ephambili ekufakelweni, ukulahlekwa, nokudala. Lokhu kungenzeka kufaka phakathi inshonisheli yomthwalo ngokujulile, inshonisheli yokuphika nokungahleli, ne-inshonisheli yezinto. Amathuba akhethekileyo nendima kumele achazwe ngqondene kwebhendi yakho yasebenzisana, kanti izinketho ezifanayo zeshonisheli kumele kutholakale kuzoshintshelwa okhulu noma okuvamile.