Isisitema seSWIFT: Inxenye yeNkqubo yokuBhanga Imali ePhakeme kwezifiso ezingaphandle kweBhanki

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Uhlelo lwe-SWIFT lumelela inethiwekhi yezizwe zonke yokuthumela imiyalezo yezimali eyenza kube lula ukuxhumana okuphephile nokujwayelekile phakathi kwezikhungo zezimali emhlabeni wonke. Lolu hlelo olucubungulayo, olwakhiwa i-Society for Worldwide Interbank Financial Telecommunication (SWIFT), lusebenza njengengxenye eyinhloko yemisebenzi yasebhange emhlabeni wonke, luhlela izigidi zokuthengiselana nsuku zonke. Lolu hlelo lusebenzisa ubuchwepheshe obusha bokubethela kanye namafomethi emiyalezo avamile ukuze kuqinisekiswe ukudluliselwa kolwazi lwezezimali ngokuphepha, ngokunembile nangendlela ephumelelayo. Isekela imisebenzi ehlukahlukene yezimali, kuhlanganise izinkokhelo, ukuthengiselana ngezimpahla, imisebenzi yasemalini, kanye nezinsizakalo zokuhweba. Ingqalasizinda yohlelo lwe-SWIFT iqukethe inethiwekhi enamandla kakhulu, izivumelwano zokuphepha ezithuthukile, kanye nezikhungo zedatha ezinikezelwe ezisezindaweni ezihlelekile emhlabeni wonke. Ivumela izikhungo zezimali ukuba zishintshisane imiyalezo ehlelekile ye-elekthronikhi, inikeze ukulandelela ukuthengiselana kwesikhathi sangempela, ukucubungula okuzenzakalelayo, kanye nemikhondo yokuhlola ephelele. Ifomethi ehlelekile yohlelo iqeda izithiyo zolimi futhi inciphise ingozi yamaphutha abantu, kuyilapho izindlela zalo zokuqapha nokuqinisekisa ubuqiniso eziqhubekayo ziqinisekisa izinga eliphakeme kakhulu lokuphepha ekuxhumaneni kwezezimali.

Imikhiqizo edumile

I-SWIFT sistema inike amanye amanqaku okuninziyo esenza ukuba yinto eculawulekileyo kwiindawo zokusebenza nezokumiswa. Okokuqala, inikeza ukuphelelwa okungakumbi ngokusebenzisa ukwamiswa okumangalisayo, ukubhaliweyo, kunye nokugcinwa kuhlelweyo, okungenzeka ukuba imininingwano yesicelo sefiniwe ayiphathelwa ngokungathanga. Iindlela zemiyalezo eziphawulweyo zokucaciswa kwiindlela zokusebenza zokusebenza zokumiswa, ngaphandle koko kubalulekileyo okanye ulwimi lwabo oluntetho, zenza ukuba izigqibo zokusebenza nezinga eliphezulu. Inkqubo ye-intanethi yayo inkqubo yokuqhubela phambili kwiintansaksheni zaseMhlabeni, uqhelanisa kancinci kunezinye iindlela zokusebenza ezingama-11,000 kwiimilwemiso ezingama-200 kunye nezinto ezihlawulweyo. Ukubaluleka kweSistema kuchazwe ngokuba yinto ephumelelayo, inikela ukuba yinto ebalulekileyo kwaye yenze ukuba intando yasebenzi ibuyele ekuphileni nangona kwiimeko eziphambiliyo. Ngokonge, i-SWIFT sistema inikeza amanqaku okulandelana nezixhobo zokulondoloza, zinikeza ukubonakalayo ngokupheleleyo kunye nokwenza ukuba iindlela zokusebenza zenzeke ngokuhambelana nezinto zazo. Iindlela zokusebenza zokwenza ngokuzenzekelayo zokwenza iindlela zokusebenza zokwenza ukuba zingxake ukuphula kwaye zinike ukuba iindlela zokusebenza ziyimpumelelo. Kananjalo, inxenye yezinto zokumiswa nezixhobo ezahlukeneyo, zenza ukuba yinto enokwenzeka ngokwamanjeyo kwiindlela zokumiswa. Ukusekela kweSistema ngokulandelana kwezinye iindlela zokumiswa zaseMhlabeni zenza ukuba iindlela zokusebenza zenze ukuba zisekela ukulandelana nazo ngexesha liyasebenza kwiintansaksheni eziphambiliyo. Kananjalo, ukuguqula ngokuhluka kweSistema ye-SWIFT ngokudlulwa kwaye ngokubanzi kuthiwa ukuba yinto ebalulekileyo kwiintando zokumiswa, ukusekela ukuba iyasebenza kwiimeko eziphambiliyo kunye nezixhobo zaseMhlabeni.

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indlela yokulawula impahla yasegolide

ukufakwa kwezimali zokusebenza

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china swift sistema

Ukuchitha Imfanelo Yeqiniso

Umvumo wezimali we-SWIFT weqiniso weyisicelo seyisicelo seyokugcinwa kwezokuxhumana zokwenza imali. Kunesicelo sokuqala sokuqinisekisa okusebenzisa izimvumo eziningi zokugcinwa ezenza ngokuphelele izimvumo zokugcina, ukuthola okunikezwa kwezibonelo nezinhlelo zokukhangelwa ngokushesha. Isicelo seyokugcinwa sinemvumo yokugcina kwezobekiwe zonke, okuyindlela yokuthi izimvumo zokuxhumana zokwenza imali zilondoloziwe ngokuphelele kusukela kusapho kuya kusapho. Inhlelo isebenzisa izimvumo ezinhle yokukhangela nokuvikela ukufinyelela okungavumelekile, nasekuthi kuyilondoloza inkomba yezinto zonke. Izimvumo zokugcinwa ezintsha nezilungiselelo kubekwa ngokuzenzekelayo kusuka kusapho kuya kusapho, okuyindlela yokuthi bonke amakhosi aphumelele kuzo izintsha ezinhle zokugcinwa. Izimvumo zokugcinwa ze-sistema zivunikwa ngokuphelele kanye nezilungiselelo ngabasebenzisa okungabi yisikati, okuyindlela yokuthi kuyilondoloziwa ukutholwa kwezimvumo zokugcinwa eziphambene nezimvumo zasekhaya.

Ukuxhuma ngokudonsa kanye nokuvumelana

Izimo zokuxhuma ezingapakati kwezifiso zokuvumelana nezindlela zokuxhumana zokwenza isicelo ngokudonsa. Iindlela eziphumelelayo zokuthumela imiyalezo zokwenza isicelo ngokudonsa, zokuxhuma kwezifiso, kungekudala ukuphakama okanye ukugqitywa kwezinye izinto. Iindlela zokuxhuma ezininzi, ezifumaneka kakhulu, zokuxhuma kwezifiso, kungekudala ukuphakama okanye ukugqitywa kwezinye izinto. Iindlela zokuxhuma ezininzi, ezifumaneka kakhulu, zokuxhuma kwezifiso, kungekudala ukuphakama okanye ukugqitywa kwezinye izonto.

Ukusebenzisa Noma Ukulandela Ngenyanga

Izindawo zokusebenza ngengingqi yesicelo se-SWIFT zibonisa ukuphumelela kwezindaba zokuxhumana nezimali. Isicelo sebenzisa amanani amaningi wezimethu ngalo msele ngaphansi kakhulu kwekhashi, kuvumela ukwenza nokubuyisa izinca ngengingqi. Izinhlelo zokulandela ngenyanga zinicela amadoda wokwenza izimali ukubona ngqo izimo zezimethu nezinkwelo zokuxfera. Iziphazamiso nezinhlelo zokulandela zivumela abasebenzisi ukulandela izinkwelo zazo nezimali ngokuvamile, kuvumela ukuphendula ngokushesha noma yiliphi into engavamile noma into ethinteke. Izinhlelo zokuvakasha nezokulandela ezinhle zivumela abasebenzisi ukuthola izinkombisa ezinhle ngokwazo nezindaba zokusebenza, ukuvikela ukunquma izinto nezokuphepha izindleko.

I-Guangzhou Obsidian inikeza izindleko zokuphuma kuye kuzo zonke izindleko zokulayisha kwe-Russia. Ukuthenga kethu okuhlelekile, ukulayisha ngokudijithalu, nokuphumelela kwezinyathelo zokuphela kwezindleko ngama-30%. Ithintekile yezinhlangano eziphakeme ngokudonsa. Qaphela inca manje.

Izixhumanisi Eziphuthumayo

Xhumana Nathi

Inombolo 42-11, Umgubo waseZhanqian, I-Liwan Distraksti, Indawo ye-Guangzhou, Umphakathi wase-Guangdong

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