HSBC China SWIFT System: Iindlela zokuphepha zemali zaseNingizimu zokusebenza ngokungqinelwa

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I-SWIFT system ye-HSBC eChinini ikhomba indawo ebalulekileyo kumqondo wokubhankwa phakathi kwezifiso, ukunikeza ukwenza kwezohwebhu ngemigwaqo yezokuhlolwa nezokuxhumana zokubhanka. Le ndawo yokuxhumana ingxenye yokuqala yokwenza imali ngemizuzwana, ukushiya imali kanye nokuxhumana okuphezulu phakathi kwe-HSBC eChinini nezibhanki ezifuthiwe emhlabeni. Le ndawo inemibandela yokubandakanya imali ngemigwaqo ethile kanye nezindlela ezimbili zokuthola isiqinisekiso sokuthi imali ithathwe ngokuphezulu, nasekunikeza amandla okuhlawulwa kwezohwebhu ngokwamanje kanye nezindlela zokulawulwa kwemali. Ukuxhumana kwe-HSBC eChinini kwi-SWIFT kunikeza amandla okulandela ukuthi yini imali ethathwe ngokwamanje, ukuvumela abasebenzisi ukulandela ukuthi yini imali ethathwe phakathi kwezifiso. Le ndawo inikeza amandla okwenza imali ngemigwaqo engaphezu kwe-24/7, ukuvumela ukuthi imali ithathwe ngokuphezulu. Kunezindlela zokulawulwa okuzenzakalelayo ezifanayo nezohwebhu zokubhanka phakathi kwezifiso kanye nezohwebhu zokulawulwa kwemali. Umqondo wale ndawo wenziwe ukuthi kwenze imali ngemigwaqo engaphezu kwezinye kanye nokugcina ukuthi kuthathe ngokushesha kanye nokwabiwa okuphezulu. Kunezindlela zokulandela ukuthi yini imali ethathwe ezifanayo nezohwebhu zokubhanka ezinikeza amandla abantu ukulawulwa kwezimali zabo emhlabeni kanye nokulawulwa okuphezulu kwezohwebhu.

Amagaba Amahlula Ngoku

I-SWIFT ye-China ye-HSBC ikhona amatholiso amaningi awakithiwa ngokweqileyo kusebenzisa yona ngemisebenzi yempiyeni yesizwe. Okokuqala, ikhona ukuxhuma kakhulu kuye kabanzi labantu abangama-11,000 abasebenzisa amakhwama emhlabeni, kuvumela abasebenzi ukwenza uhlobo lwemali nabo bonke abasebenzisa emaswini amaningi noma kwezindawo ezahlukene. Ixesha elisheshayo lokusebenzisa le ndlela ikhuphisela kakhulu ixesha lokwenza uhlobo, kuvumela ukugcina komali ngale ndlela ngexesha elinye. Okuquka ukusebenza ngokwezimali kunye nemifanekiso efanayo yokusebenzisa iindlela zokusebenzisa zokwenza uhlobo kakhulu kwaye ikhuphise ukubangela kwezilipho ezinkulu. Ixesha elijulileyo yokupheya kwekhankatha, kuhlanganisa nokugcinwa kwezilwanyana kwaye nokuvumeleka okuphambene nokupheya kwezilwanyo, kuyakupheya imali ebalulekileyo iindlela zokugcinwa. Ngokusebenza kwempiyeni yesizwe, le ndlela ikhona iindlela zokuguqula imali ngokwezimali ezifanelekileyo nezindlela zokuthengisa ezibonakalayo. Ixesha elijulileyo yokuvavanya ukusebenza kwaye ukuvumeleka kwezimali kuvumela abasebenzi ukungasebenzi ngokwezimali kwaye ukugcinwa kwezimali. Ixesha elijulileyo lokusebenzisa le ndlela kwaye ukuvumela ukugcinwa kwezimali kwaye ukugcinwa kwezimali kuvumela abasebenzi ukusebenza ngokwezimali kwaye ukugcinwa kwezimali. Ngokongezelela, ixesha elijulileyo le ndlela yokusebenzisa kwaye ukuvumeleka kwezimali kuvumela abasebenzi ukusebenzisa iindlela zokusebenzisa zokwenza uhlobo nangona kwezinye izindawo. Ukuxhuma kwiindlela zokusebenzisa zase-HSBC zokwenza uhlobo kuvumela ukusebenza ngokwezimali kwaye ukugcinwa kwezimali kwaye ukuvumeleka kwezimali kwaye ukusebenza ngokwezimali.

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Ukuchitha Imfanelo Yeqiniso

Imfuneko ye-SWIFT ye-HSBC China iyasebenzisa imicu yokuphepha ephakeme kakhulu ukulungiselela kwezindlela zokukhokha nezethi. Imfuneko engeyona yonke iphepha iyafaka kakhulu iziphi ukubamba, ukwamiswa kwezinhlobo zokubona, nezinhlelo zokuthola ukukhetha kwezimali ngokushesha. Yonke indlela yokukhokha ibalwa ngokusebenzisa izibonelo eziphephile okunakho kuthola futhi kuchaze imicu engcono. Le mfuneko futhi iyasebenzisa izibuyekezo eziphephile ze-micu yokuphepha ukulungiselela kwezindlela ezintsha kanye nezinhloso. Le mfuneko ephakeme iyagcina ukuthi kuhlangane nezimo zokuphepha zezinkampani zaseNingizimu kanye nekuhlala kahle kwezinkundla xa bakhokha izimali ezikhulu.

Umthuthuko Wesibuko Somkhawulo

Ukuhlanganiswa kweqondo kwi-ndawo ye-SWIFT yasegolweni kunceda ukufinyelela okungakhetha kwemathulwini amanxege akwamaphakheji. Le ndawo encane kunceda izinkampani zokuthi zibekwe ngokuthi zinezinye izinkampani zokuthenga kwiindlela eziningi kwaye zenze ukuthengiswano ngemirhumelo evelayo. Iphakheji incempela ukuthengiswa kwezinhlobo ezahlukene zokulahla kwaye inikeza imirhumelo yokuguqula imali ngokuzenzekelayo ngezinguquko ezenzekelayo zemali. Iqondo lokuthi le ndawo inquma ukuthengiswa kwiindlela ezahlukene zokuxhumana kunceda ukuba kube yimali kwaye kunceda izinkampani zokuba zinezimfihlakalo ezingcono kwiindlela zasegolweni.

Ukuphathwa Okuphezulu Kwokuthengiswa

I-SWIFT System ye-HSBC China ikhona amathuluzi okuphathwa kwemali okuphelele okwenza imisebenzi yemali ibalulekile. Le ndawo ikhona ukulandelana kwemali, amathuluzi okuphikisa ngokuzenzekelayo, nezinkinobho zokubika ngokuphelele. Abasebenzisa bengakwazi ukufinyelela kudatha ngokusheshayo kwemali, baphele amaninzi ngokusheshayo kwezinto ebalulekile, bakhokhe amaphethini amathathu ngokulandelana nezinselelo zemali. Ikhono lokuphatha okuphelele kwezindawo zokwenza imisebenzi ngokusheshe kwezimali eziningi ngokulandelana, noma kuthulwa ngokuzenzekelayo le ndawo ikhona ukuphatha imisebenzi emakhulu yemali yaseNingizimu.

I-Guangzhou Obsidian inikeza izindleko zokuphuma kuye kuzo zonke izindleko zokulayisha kwe-Russia. Ukuthenga kethu okuhlelekile, ukulayisha ngokudijithalu, nokuphumelela kwezinyathelo zokuphela kwezindleko ngama-30%. Ithintekile yezinhlangano eziphakeme ngokudonsa. Qaphela inca manje.

Izixhumanisi Eziphuthumayo

Xhumana Nathi

Inombolo 42-11, Umgubo waseZhanqian, I-Liwan Distraksti, Indawo ye-Guangzhou, Umphakathi wase-Guangdong

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