iwali lekithi le-Digital yaseChina
I-Cina digital wallet ibonakala ngokuthi yindlela enqulathe imali, eyayivumela ukuxhumana kwezimali nezehhashi ezinhle zasekuhlathini okukhulu kakhulu kwezimali. Le ndlela enkulu yokulawula imali ibandela amaphesenti wokubhankisa nezehhashi ezenziwe ngokusebenzisa i-intanethi, ukuze abasebenzisi bakwazi ukwenza imali ngazo zonke izindlela ngokusebenzisa i-smartphone. Le wallet ikhuthazwe ukusebenzisa izindlela ezinhlanu zokukhokha, ngokuhlanganisa QR code scanning, NFC technology, nokubona kwabantu, ukuze kwenzeke ukukhokha ngokushesha nokuphepha. Abasebenzisi bakwazi ukuxhuma amaphesenti amaningi we-bhanki, amakhadi wekhredithi, nezindlela eziningi zokukhokha ku-nye indawo, ukuze kwenzeke ukulawula imali ngendlela enqunqwana. Ngaphandle kwezokukhokha, le ndlela ikhona amaphesenti wekhokha amaphoyinti, ukulawula izindleko, nezinkomba zemali, futhi kungenzeka ukuxhumana nezinhlelo zokuthintana. Le ndlela isebenza ngokusebenzisa izibonelo eziphephile zokukhipha imali nezindlela ezilandelayo zokuthola isiqinisekiso, ukuze kuthintakale imali. Kunezindlela zokulandela ukukhokha ngokushesha, ukulawula izindleko, nezinkomba zemali, ukuze abasebenzisi bakwazi ukulawula imali ngendlela enqunqwana. Ukusebenzisa le ndlela kakhulu eCinini kuthinta kakhulu amathuluzi nezinhlelo zokusebenza, ukuze kube yindlela esikhundleni sokulawula imali ezingeni eliphezulu nezingeni elingaphansi.